Monthly, quarterly and yearly returns of XRP in percent, measured on Binance spot XRPUSDT daily candles since 4 May 2018. Green months closed higher than the month before, red lower; the deeper the colour, the bigger the move. The current month is marked so far.
XRP is up 10.37% so far in September 2026 (to 27 Sep), against a median September of +1.66% over 8 full years (average +12.19%; 5 of 8 ended higher). Its best month since 2018 was November 2024 (+283.0%) and its worst December 2020 (-66.94%); 42 of 99 full months closed higher. Year to date, XRP is down 17.34%.
Data since 4 May 2018Source: Binance spot XRPUSDT, 1d candles (UTC)As of 17:34 UTC
XRP monthly returns (%)
XRPUSDT · since 4 May 2018 · UTC months
Year
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Year
2026
-10.59%
-16.45%
-2.55%
+2.00%
-2.55%
-21.97%
+2.10%
+29.94%
+10.37%
-17.34%
2025
+45.71%
-29.34%
-2.58%
+4.83%
-0.78%
+2.87%
+35.16%
-8.16%
+2.56%
-11.84%
-14.13%
-14.51%
-11.58%
2024
-18.24%
+16.57%
+7.24%
-20.44%
+3.40%
-8.02%
+30.85%
-9.12%
+7.98%
-16.67%
+283.0%
+6.78%
+238.5%
2023
+19.71%
-7.27%
+42.85%
-12.45%
+9.80%
-8.46%
+47.52%
-26.75%
+0.76%
+16.45%
+1.12%
+1.53%
+81.65%
2022
-25.59%
+26.48%
+4.34%
-28.26%
-27.85%
-21.25%
+14.18%
-13.58%
+46.44%
-3.29%
-12.13%
-16.90%
-59.15%
2021
+125.5%
-16.04%
+37.09%
+180.6%
-34.89%
-32.15%
+5.62%
+58.93%
-19.59%
+16.73%
-10.29%
-16.89%
+277.8%
2020
+24.10%
-4.40%
-24.20%
+21.79%
-4.21%
-13.40%
+47.94%
+8.39%
-14.03%
-0.84%
+177.1%
-66.94%
+13.81%
2019
-11.30%
+1.55%
-1.60%
-0.06%
+42.05%
-9.65%
-19.34%
-19.44%
-0.34%
+14.78%
-23.43%
-14.43%
-44.63%
2018
+22.28%
-23.46%
-6.98%
-22.97%
+73.75%
-22.04%
-19.71%
-4.43%
-30.30%
Average
+18.66%
-3.61%
+7.58%
+18.50%
-1.88%
-15.05%
+17.45%
-0.31%
+12.19%
-0.84%
+47.69%
-15.72%
+70.91%
Median
+4.56%
-5.84%
+1.37%
+0.97%
-1.66%
-13.40%
+14.18%
-9.12%
+1.66%
-2.07%
-11.21%
-14.47%
+13.81%
XRP quarterly returns (%)
Q1 = Jan–Mar · UTC
Year
Q1
Q2
Q3
Q4
2026
-27.21%
-22.44%
+46.42%
2025
+0.30%
+7.00%
+27.31%
-35.29%
2024
+2.21%
-24.33%
+28.42%
+240.8%
2023
+58.57%
-12.00%
+8.88%
+19.56%
2022
-1.80%
-59.24%
+44.50%
-29.38%
2021
+159.5%
+23.95%
+34.97%
-12.97%
2020
-10.06%
+1.04%
+37.86%
-9.15%
2019
-11.36%
+28.27%
-35.23%
-24.81%
2018
-6.41%
+24.49%
-40.18%
Average
+21.27%
-7.22%
+21.40%
+13.57%
Median
-0.75%
-5.48%
+27.86%
-18.89%
XRP yearly returns (%)
Binance XRPUSDT · UTC years
Year
Return
Start price
End price
Covers
2026
-17.34%
1.842
1.523
1 Jan 2026 – 27 Sep 2026 (so far)
2025
-11.58%
2.084
1.842
1 Jan 2025 – 31 Dec 2025
2024
+238.5%
0.6156
2.084
1 Jan 2024 – 31 Dec 2024
2023
+81.65%
0.3389
0.6156
1 Jan 2023 – 31 Dec 2023
2022
-59.15%
0.8297
0.3389
1 Jan 2022 – 31 Dec 2022
2021
+277.8%
0.2196
0.8297
1 Jan 2021 – 31 Dec 2021
2020
+13.81%
0.1930
0.2196
1 Jan 2020 – 31 Dec 2020
2019
-44.63%
0.3485
0.1930
1 Jan 2019 – 31 Dec 2019
2018
-30.30%
0.5000
0.3485
4 May 2018 – 31 Dec 2018
How to read it. Each cell is the percentage change from the previous period's last daily close to this period's last daily close, in UTC. Green closed higher, red lower; deeper colours are bigger moves. Italic cells cover part of a period: the listing month (4 May 2018) and the current month, quarter and year (so far, to 27 Sep 2026). Average and median rows count full periods only.
Source: Binance spot XRPUSDT daily candles (public API), refreshed every few hours. Not financial advice.
XRP returns FAQ
How are XRP's monthly returns calculated?
Each month's return is the last daily close of that month divided by the last daily close of the month before, minus one, in UTC; quarters and years work the same way. The first month in the table is measured from its first daily open. Prices are XRPUSDT daily candles on Binance spot, from 4 May 2018 on.
What do the average and median rows show?
For each calendar month, the average and the median return over every full year of data. The listing month and the current month are left out of both, because they cover only part of the month. The median is less sensitive to one extreme year than the average.
Why is the current month marked?
The current month, quarter and year are still running, so their returns are "so far": they use the latest daily close, which moves until the day ends at 00:00 UTC. They are shown in italics and not counted in any average, median, best or worst figure.
Are past returns a guide to future returns?
No. Seasonal patterns in crypto are weak and change from year to year; a month with a positive median has still had large losses. Use these tables for context next to funding rates, open interest and liquidations. Nothing here is financial advice.